Relocating

Relocating is stressful - even if the employer is paying the expenses. For families, finding a new home to settle down to, finding all the amenities, schools, hospital, etc., is a major task.
 
Experienced Realtors, like me, can turn this process from a chore to actually an enjoyable experience!
 
I have been helping families relocate for over 28 years! Many of my relocation clients are now close friends. What's more - many of them had rented initially but are now happy home-owners.
 
I have raised three children who are well educated and established, am a grandfather, have lived in the Greater Toronto Area for almost thirty years. I have lived, worked and owned homes in many parts of Canada (since 1974). I have a good appreciation of relocating, renting, home ownership, raising a family. I have also taken extensive trainings, courses on landlords and tenants issues and the Residential Tenancy Act. Give me a call at 416-509-8746 and R-E-L-A-X !!.
 
DOWNSIZING YOUR HOME
 
Typically, downsizing a home means moving from the present accommodation to a smaller one. There are many variations in this concept. For instance, a person/ couple/ family could move from a small bungalow with a huge lot to a larger condominium with practically no ‘lot’, but with other conveniences/ amenities.
 
There are many reasons for downsizing:
 
1.      Retirement/ Semi-retirement
2.      Reduced need for large living space: 
3.      Children/ other occupants have moved out
4.      Matrimonial separation
5.      Death in the family
6.      Need to save on expenses
7.      Need for new/ additional amenities/ conveniences/ facilities
8.      Aging process – need or dependency on others for many services
9.      Proximity to amenities/ conveniences/ facilities
10.   Combinations of  the above.
 
Whatever the reason/reasons, it is extremely important  to identify the reasons. Because, the target destination will depend on the reasons for downsizing.
 
Downsizing can be as stressful or more as buying your first home.
 
It is just as important to plan (and list) as to what items of belongings, are to be taken to the new place:
 
A)     Absolutely necessary
B)     Nice to have, and,
C)    Can be discarded
 
There are excellent articles, thesis, publications, etc., available under the topics of retirement and or downsizing. These articles will definitely help you in delineating your own specific reasons and needs. One such excellent article that caught my eye is from the Ohio State University researchers, here’s the link: Downsizing http://ohioline.osu.edu/ss-fact/0214.html
 
 The HR departments of many large corporations have programmes designed to prepare employees with the challenges of retirement.
 
To recap: Important Steps to Downsizing:
 
A.     Write down, in order of importance, all the reasons for downsizing
B.     Write down the points, if any, against downsizing
C.     Start by each room and make list of what to keep and all that can be discarded
D.     Write down, in order of importance, all the ‘must haves’ in the target home
E.     Make a list for the Real Estate Agent. Explain the details. 
 
MOVING CHECK LIST
 
Congratulations! Now you are getting ready to move to your new home, condo, or apartment!! Here are some pointers. Page 3 contains some important phone numbers. Strike out items that do not apply to you.
 
 
 
Prepared for your convenience by:
 Cummer Chowdhury, Salesperson, Century 21 New Age Realty Inc., Brokerage.
 
Call me: Office (and 24 hr paging) (416) 509-8746 
My direct Cell (Mobile) 416-509-8746. Call the office numbers and if I am unavailable have them transfer your call to my direct number or have me paged with your message. Benefit from my 28+ years’ experience.
E-mail: www.RealtorCummer@gmail.com
 
 
60~90 days before moving:
 
If you are currently renting:  you need to give 2 calendar month’s (minimum 60 days) written notice to your landlord, even if you are on month-to-month, or if you have ‘told’ the landlord or the management office that you may be moving, unless it is in writing and you have acknowledgement. If you are on yearly rental agreement, your moving out before completing the term may not go well with the Landlord/ Management etc. 
If you and the Landlord mutually agree in writing, you can move out sooner. 
Or, if the Landlord has given you 60 days’ notice to vacate, if you find something that suites you, you need give only ten days notice to vacate.
Landlord must pay you interest on your last month’s rent deposit from the beginning of your lease.
Visit: http://www.ltb.gov.on.ca/en/Key_Information/STEL02_111479.html for accurate information, details and forms.
GENERAL
 
30~45 days before moving:
 
Make sure you have the full postal address of your new place with correct postal code.
Start making a list of items you have – make categories, but go room-by-room.
Start collecting newspapers and other packing materials, shopping bags, boxes etc.
Send notice to magazine subscriptions and other periodicals.
Send notice to Canada Revenue Agency (Income Tax, GST, etc). If you are a senior citizen receiving OAS, CPP, or any other periodic payments, let the sending agency know of your intended move.
Arrange with Bell Canada, or any other provider of phone (mobile and land), internet, alarm and security systems, landscape and snow-removal companies, to transfer, install or initiate services at the new address.
Notify utility companies – hydro (electricity), gas company, water & sewer, city tax department.
All credit cards, any loan account, OSAP, Post office.
Notify University/ Schools for everyone in your family, of the intended move. Also inform alumni associations, professional organizations, etc.
Moving company, truck rental, helpers.
Visit school board web site, or go to school board office for children’s new school.
If coming from other provinces/ other countries, make sure you have their up-to-date immunization record.
 
15~30 days before moving:
 
Apply for change of address and re-issue of:
i)       Driver’s, pilot’s, and other operator’s licenses.
ii)      Car/ snowmobile/ boat/ truck registration.
iii)    Ontario Health Insurance Plan (OHIP), nursing or care givers, baby sitter.
iv)    Your bank (all accounts), life/ auto/ home insurance companies, mortgage and other financial/investment organizations, church, synagogue, masjid, jamatkhana, mandir, etc. 
v)     Your employers (HR dept.), your business card, all professional licensing bureau/departments.
vi)    Your and your family member’s doctors/ specialists, PT’s, OT’s, PSW’s, pharmacist. 
vii)   Make mass announcement through internet to your trusted friends, relatives and colleagues, sports clubs. Include your new phone numbers.
Arrange for any repairs, renovations to be done at the new place. 
For self-employed/ work-from-home persons: Reprint promotional material, business cards, with new address, phone numbers. Make changes to your web-site.
 
 
5~15 days before moving:
 
Children’s Schooling
i)       Visit your young children’s new school. Check out busing, or other modes of transportation.
ii)      Write down names and phone numbers of:
(1)   The School’s full and official name and address
(2)   Principal, vice principal(s), home room teacher, school secretary
(3)   Busing company
iii)    School’s calendar (very important)
iv)    School uniform selling company
 
General
 
Make sure your bank has your down payment money in your account.
Keep in touch with your Lawyer/ lawyer’s secretary for final visit to the law office to sign the deeds and take the final amount (after all adjustments, fees, etc.) in a bank draft (call me for guidance).
Arrange for any remaining repairs, renovations to be done at the new place.
Make sure each package or box is titled/ numbered and with a list of contents.
Keep a master list, adding the approximate value of important items. Make at least two copies.
Take all jewellery and valuables to your bank’s safety deposit box, or some other safe place.
Discard garbage and other unnecessary items. Check the garage for accumulated junk.
Keep your mobile phone(s) charged and turned on at all times.
 
1~5 days before moving:
 
Children’s Schooling
Re-visit your young children’s new school. 
Get newest version of School’s calendar (very important) 
 
General
Reconfirm moving transport/ help etc.
Do not add new perishable food items to your fridge/ freezer. Discard old and unnecessary pantry items
Organize yours and your babies moving clothings, food, diapers, etc. especially in inclement weather.
Organize a carrying case/ handbag for important items like keys to new place, some cash money, vehicle keys, office keys, credit cards, your master list, notebook, address book, cell phone, charger, driver’s license, etc. Have a working flashlight handy.
 
NOTES:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Prepared for your convenience by:
 
 
 
Cummer Chowdhury, Salesperson, Century 21 New Age Realty Inc., Brokerage.
 
Call me: Office (and 24 hr paging) 905-567-1411. 
My direct Cell (Mobile) 416-509-8746. Call the office numbers and if I am unavailable have them transfer your call to my direct number or have me paged with your message. Benefit from my 28 years’ experience.
E-mail: Realtor.Cummer@gmail.com  visit:  RealtorCummer.com
 
 
Here are some handy phone numbers to ease the hassles of relocation.
 
For a print out of the section below please call me or fax me - click on 'Contact Me' page
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IMPORTANT PHONE NUMBERS
     EMERGENCY - Fire, Ambulance, Police 911
  Family Dr. ________________________________________
  Credit Valley Hospital 905-813-2200
  Trillium Hospital 905-848-7100
  Ambulance (Non Emergency) 1-800-668-8721
  Police (Non Emergency) 905-453-3311
  Fire (Non Emergency) 905-615-3777
  Telehealth Ontario 1-866-797-0000
 
UTILITIES
  Enbridge Gas Emergency 1-866-763-5427
  Enbridge Gas Accounts 416-492-5100
  Enersource Hydro (Electricity) Emergency 905-273-7425
  Enersource Hydro Accounts 905-273-7425
  Region of Peel Water & Sewer 905-791-8711
  City Of Mississauga (Prop. Tax) Tax Dept 905-896-5575
  Bell Canada (Area Code not req'd.) 310-2355
 
GENERAL
  Mississauga Transit 905-615-4636
  GO-Transit 1-888-438-6646
  Toronto Transit Commission - TTC 416-393-4636
  Public School Board 905-890-1099
  Catholic School Board 905-890-1221
  Air Canada 1-888-247-2262
  International Airport - Pearson 416-776-3000
  Via Rail 1-888-842-7245
  City Taxi 905-848-8000
  REAL ESTATE AGENT - Cummer Chowdhury 416-509-8746
The above information has been compiled for your convenience. It is only a guide. Please customise to suite your own area/needs.
  Extension Cords and Multiple plugs - Avoid using these items. Overloading a circuit with too many appliances and/or loose connections have caused many fires. If you have to use one be sure not to overload. Remember even the smallest sparks can cause major fire.